loader image

ASK FOR A LOAN

RENEW

CLIENTS

Your # 1 reference for financial endorsement

Improve your credit score quickly

Get the tools to take charge of 
your credit

Get back control of your finances starting today!

TOTALLY FREE

%

Customer satisfaction

Simple Credit & its affiliates

Clients’ opinions

100% SECURE

AUTOMATIC APPROVAL

INSTANT DEPOSITS

Congratulations!

This is a great week!

712

Your score has gone up!

Here are some tools to keep increasing your credit score

Improve your credit score quickly
KREDITGO loan endorsement

Four simple steps to build your credit with us!

Improve your credit score quickly

KREDITGO loan endorsement

Four simple steps to build
your credit with us!

1

ESTABLISH YOUR CURRENT FINANCIAL SITUATION

2

COMPLETE AN INSTANT BANKING VERIFICATION

3

Obtenir votre
GET YOUR PRE-APPROVAL

4

START BUILDING YOUR CREDIT

What is the KREDITGO loan endorsement?

The KREDITGO loan endorsement from Simple Credit allows you to get a loan that you can repay VERY QUICKLY in order to improve your credit habits and develop a credit history with us.

KREDITGO BENEFITS:

• Maximum rate of 8.95%

• No minimum credit level

• 3 to 6 months to repay

• Build fast starting from day 1

* Rates and conditions are subject to change based on the affiliated lenders in effect.

Discover the 5 indicators

used by credit agencies to calculate your rating.

Discover the
5 indicators

used by credit agencies
to calculate your rating.

Your payment history

Good or bad payments, credit agencies rate everything. Be careful, this is one of the criteria that has a significant impact on your record.

Time

Demonstrating that you are using credit properly is an advantage. The opposite is also true, time can smooth over past bumps in the road.

The number of applications

Take time to reconsider your situation and look for ways to improve it. Limit the number of applications. The agencies will quickly realize that you are looking for credit.

Use of available credit

Try not to max out your credit limits. The higher your usage rate, the more points you will lose.

Type of credit product

Vary the products you use. A record that is based on a history of several different types of financing will be stronger with the credit agencies. However, you must make your payments properly

ALSO TO BE DISCOVERED

Sign up and receive a host of tips and advice to optimize your credit record!

Get the tools to take charge of your credit

Simple Credit offers you:

Credit Education

Real-time assistance

Updates about your file

COMPLETELY FREE

Take back control of your finances today!

Would you like to talk to an advisor?

Call us

Why choose Simple Credit?

Because it’s SIMPLE.

The ZERO factor

Zero paper documents
Zero impact on your credit
Zero stress

NO credit check

Our process does not include a credit check. We look at your future, not your past. .

We’re just easier!

Nothing to print out, nothing to send us and no need to travel.

Approval for everyone

You’re sure to be approved, regardless of your financial situation.

We’re committed to you

We’ll guide you toward the best type of loan guarantee at the best rate based on your repayment capacity and your needs.

We’re here to help you

Our mission is to provide you with the most recent news and a reliable opinion

APPLY FOR A LOAN ENDORSEMENT

Shopping for a loan endorsement?
Then apply now.

CALL US

844-848-EASY (3279)

TALK TO AN ADVISOR

Need advice? Talk to one of our advisors.

Approved by thousands of people

What people are saying about our products and services

Frequently asked questions

What is the instant bank verification (IBV FLINKS)?

NO MORE PAPER DOCUMENTS will be requested from you. With our IBV system, we will automatically be able to process your file quickly and automatically. Just follow the simple process and in just a few clicks, we will directly receive the basic information from your financial institution to process your file and determine the best loan offer for you.

I have bad credit; can I still apply?

No more stains on your credit record. Regardless of your financial situation, you can get accepted with Simple Credit. We favour an approach based on your current and future situation instead of dwelling on your past. Second chances do exist, and they start here, now, with us.

How do I repay my endorsed loan?

Very easy, when you sign your contract, you’ll determine with your advisor what your first payment date is. What’s more, everything will be done automatically and in order to make repayment easier, we will synchronize with your lender your future payments based on your recurring income. No more hassles!

Can I get a Simple Credit loan endorsement anywhere in Canada?

Of course! We use 100% secure online technology that allows us to easily cover all Canadian provinces. What’s more, we offer customer service that meets the highest industry standards, with fully bilingual advisors ready to serve you

 

 

TRADITIONAL
ENDORSERS
No minimum credit level
Flexible payment plans
Offers a cash back program
Paper-free
Benefits of free enrolment
Competitive interest rate
E-Transfer in a few minutes

simple credit

Simple Credit specializes in analyzing borrowing capacity and endorsements for individuals. Our goal is to find the credit that best meets the needs of our clients regardless of their financial situation. We guarantee flexible and fast service. Put simply, across Canada, we are here for you.

PROVINCES

Quebec

New Brunswick

Ontario

Alberta

British Columbia

New Scotland

Saskatchewan

Manitoba

Prince Edward Island

Newfoundland and Labrador

CONTACT US

844-848-EASY (3279)

1-855-502-0505

info@simple-credit.ca

HOURS

Monday to Friday
8:30 a.m to 4:30 p.m (ET)

Saturday and Sunday
Online application