The beginning of the year is often synonymous with resolutions. Our columnist, Stéphane Blanchard, offers five tips to use in 2021 to balance your finances.

• Know your budget.

It is essential to know your net income as well as your fixed and variable expenses.

• Manage debts well.

It is very important to question the necessity of certain expenses in order to avoid going into unnecessary debt.

• Invest money well.

A financial advisor can help you diversify your portfolio.

• Have an emergency fund.

The unexpected happens so quickly. Having money set aside for this purpose can make a real difference.

• Save for retirement.

Start setting aside money now to ensure a decent standard of living in retirement.

Suggested program Par ici l’info